Fernandina Beach Real Estate Search

Fernandina Beach Properties between $400,000 and $450,000 for Sale

Our website features the best real estate search for between $400,000 and $450,000 properties available in Fernandina Beach and surrounding areas. It is the only site you will ever need! It is easy-to-use and updated by the official REALTOR®’s database every 15 minutes. 

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Newest Fernandina Beach Properties between $400,000 and $450,000 for Sale

$425,000
4 Beds ⋅ 3 Baths ⋅ 2164121 MLS
OPTION TO PURCHASE FULLY FURNISHED AT NO ADDITIONAL CHARGE! Built in 2024 and gently used as a vacation home, this beautifully maintained 4-bedroom, 3-bath home offers 2,388 square feet in Concourse Crossing Phase 3. Located on a quiet cul-de-sac street with sidewalks, the home is zoned for desirable Fernandina Beach schools and is not located in a flood zone. Inside, the open-concept living area features luxury vinyl plank flooring, custom lighting and an electric fireplace accented by shiplap. The kitchen is both stylish and functional with quartz countertops, white cabinetry enhanced with added hardware, a blue accent island and a spacious walk-in pantry. One bedroom and a full bath are conveniently located downstairs, providing a great option for guests, a home office or multigenerational living. Upstairs, the primary suite includes a large walk-in closet and private bath with dual vanities and a walk-in shower. Two additional bedrooms and another full bath complete the second floor. Enjoy Florida living from the screened lanai overlooking the backyard. The kitchen appliances, washer, dryer and water softener convey. With only one owner and limited use since completion, this home offers the feel of newer construction without the wait--and the optional furnishings make it truly move-in ready!

95967 Surrey Place, Fernandina Beach
$440,000
3 Beds ⋅ 2 Baths ⋅ 2159836 MLS
Just a quick jaunt to the stunning beaches of Amelia Island, this townhome offers the kind of coastal lifestyle that most people only dream about. Close enough to catch the sound of the waves on a quiet evening or early morning, yet perfectly positioned to enjoy everything this remarkable island has to offer. Centrally located on the island, you are moments from the charm of historic downtown Fernandina Beach - where tree-lined streets invite you to stroll, browse boutique shops, dine at locally beloved restaurants, and watch breathtaking sunsets melt over the Intracoastal Waterway. Fort Clinch State Park is just down the road, offering a living piece of Civil War history with engaging reenactments, living history events, and miles of bike trails winding beneath a canopy of massive and centuries-old live oak trees. This attached townhome-style unit has a large kitchen with updated shaker cabinets and a charming bay window - ideal as a breakfast nook, making it a true eat-in kitchen. The second level holds three comfortable bedrooms sharing an updated full bathroom. Luxury vinyl plank is throughout the lower floor and ceramic tile is throughout the upper floor. Step outside to your large private back deck -- the perfect setting for morning coffee, evening entertaining, and weekend grilling. The unit is short-term rental eligible with a 30-day minimum. The unit was updated with vinyl windows throughout. Whether you are looking for a primary residence with income potential, a coastal investment property, or a foothold on one of Florida's most beloved barrier islands - this townhome is a compelling opportunity that deserves your attention.

2734B Ocean Drive, Fernandina Beach
$450,000
4 Beds ⋅ 2 Baths ⋅ 2159376 MLS
100% USDA FINANCING AVAILABLE FOR QUALIFIED BUYERS! Enjoy privacy, space and effortless Florida living in this beautifully maintained Amelia Walk home backing to a protected preserve. The huge fully fenced backyard offers plenty of room to play, garden or simply enjoy the peaceful natural setting, while the oversized screened lanai with pavers creates the perfect spot for morning coffee, outdoor dining and year-round entertaining. Inside, the bright open floor plan features wood-look ceramic tile, a spacious kitchen with an oversized island, abundant cabinetry and stainless appliances, all flowing seamlessly into the main living area. With 4 bedrooms, a flexible split-bedroom design and a 3-car garage, there's room for everyone and everything. The private owner's suite features dual vanities, a soaking tub and separate shower. Enjoy Amelia Walk's resort-style amenities, including pool, clubhouse, fitness center, tennis, pickleball, playground and more, all just a short drive from the beaches of Amelia Island!

84951 Fall River Parkway, Fernandina Beach
$419,900
3 Beds ⋅ 2 Baths ⋅ 2157792 MLS
Welcome to this beautifully maintained 3-bedroom, 2-bath home conveniently located just minutes from Amelia Island, offering easy access to beaches, shopping, dining, and everyday conveniences. Inside, you'll find luxury vinyl plank flooring throughout the main living areas, creating a stylish and low-maintenance living space. The inviting living room features a beautiful electric fireplace with a remote-controlled color-changing display, adding warmth and ambiance year-round. Enjoy your morning coffee on the charming front porch or unwind in the evening on the back porch, perfect for relaxing or entertaining. Situated in a sidewalk-lined community, this home is ideal for morning walks, evening strolls, or walking your dog. As an added bonus, this home is being sold completely furnished, making it truly move-in ready, whether you're looking for a primary residence, second home, or investment property.

96512 Stillpoint Way, Fernandina Beach
$400,000
4 Beds ⋅ 3 Baths ⋅ 2153629 MLS
PRICED TO SELL: WELL BELOW MARKET VALUE. NO CDD FEES! This upgraded San Marco plan in Concourse Crossing showcases exceptional attention to detail with designer-level finishes that elevate it far beyond standard builder-grade. A welcoming covered front porch opens into a light-filled, open-concept living space where luxury vinyl plank flooring, custom Roman shades, and a cozy electric fireplace create a warm and inviting atmosphere. The timeless kitchen is both elegant and functional, featuring a generous island, classic subway tile backsplash, quartz countertops, stainless steel appliances, and abundant prep space for everyday living and entertaining. The main-level laundry room and mudroom with a custom drop zone keep daily routines effortless, while the private primary suite offers a peaceful retreat with dual vanities, a walk-in shower, and a spacious walk-in closet. Upstairs, a versatile loft provides flexible living space perfect for a media room, playroom, or second living media room, playroom, or second living, along with three additional bedrooms and a full bath to comfortably accommodate family, guests, or changing needs. One bedroom has been thoughtfully designed as a stylish home office, complete with custom built-ins and designer sconce lighting. Outdoor living is equally impressive with a covered lanai overlooking the spacious fenced backyard ideal for entertaining, relaxing, kids, or pets. The garage has also been upgraded with durable Shark Coating epoxy floors and custom storage shelving, offering both style and functionality. Ideally located in Fernandina Beach, just minutes from Amelia Island, beautiful beaches, shopping, dining, healthcare, and everyday conveniences, and zoned for A-rated Nassau County schools.

95057 Terri's Way, Fernandina Beach
$449,000
2 Beds ⋅ 2 Baths ⋅ 2151193 MLS
Bring your Amelia Island dreams to life in this desirable end-unit villa in Fairway Oaks, brimming with potential and ready for your personal touch. This spacious villa offers scenic golf course views from multiple vantage points, creating a peaceful backdrop for everyday living. The private primary suite features a sitting area, ensuite bathroom, and an oversized closet with the potential to be converted into a bunk room, office, or additional flexible space. The second bedroom enjoys convenient access to a spacious guest bathroom, providing comfort and privacy for family and visitors alike. The extended living area offers abundant space for relaxing and entertaining, while the efficient galley kitchen is designed for functionality and is complemented by a wet bar in the dining area. There is also an opportunity to add a patio, enhancing the outdoor living experience and creating the perfect spot to enjoy the Florida sunshine. Located within the Amelia Island Plantation community. Residents enjoy access to exceptional amenities including dining, shopping, nature trails, beaches, and kayaking. Whether you're seeking a full-time residence, vacation getaway, or investment opportunity, this villa offers outstanding flexibility with permitted short-term rentals. Start enjoying the Amelia Island resort lifestyle today!

3316 Sea Marsh Road, Fernandina Beach
$425,000
4 Beds ⋅ 2 Baths ⋅ 2151117 MLS
Motivated Sellers! Unlock the potential of this spacious POOL HOME just 7 miles from the beach! One of the LOWEST PRICED POOL HOMES IN THE COUNTY! Whether you're looking for your next investment, a renovation project, or a property w/ endless possibilities, THIS IS IT! Situated on nearly a quarter-acre lot, the backyard is the standout feature w/ a sparkling pool, extended screened lanai & fully fenced yard - an incredible space that adds lasting value. Inside, the flexible floor plan offers a formal dining room, dedicated office (or potential 5th bedroom), custom built-ins, and a cozy fireplace. Recent improvements include NEW kitchen appliances, NEW interior paint, NEW windows, NEW water heater, NEW flooring in the primary bath, and a 2019 roof. With great bones, desirable features, and a prime location in Flora Parke with LOW HOA and NO CDD fees, this property is ready for your vision and offers and offers exceptional upside potential! Located just minutes from Amelia Island's beaches, top-rated "A" schools, shopping, and some of Nassau County's favorite restaurants, this home truly offers the best of location and lifestyle. Pool homes at this price do not come around often, so schedule your viewing TODAY before this gem is SOLD TOMORROW!

23954 Flora Parke Boulevard, Fernandina Beach
$438,997
4 Beds ⋅ 3 Baths ⋅ 2150731 MLS
Up to 15k CC for any deal using our preferred lender. Special Financing Incentives. Up to 10k closings cost on cash deals! The thoughtfully designed Agate plan offers an open layout with a well-appointed kitchen--featuring a center island and pantry--overlooking a spacious great room and dining area with patio access. A secluded primary suite boasts expansive walk-in closet and a private bath. Features a 4th bedroom and 3rd bathroom. 3 car garage and covered patio. Sample photos, actual homes as constructed may not contain the features and layouts depicted and may vary from image(s). *Financing subject to change without notice.

96057 College Parkway, Fernandina Beach
$439,000
4 Beds ⋅ 3 Baths ⋅ 2150108 MLS
Welcome to 85467 Stonehurst Parkway in the sought-after Hampton Lakes community of Fernandina Beach. Built in 2023, this like-new 4-bedroom, 3-bath home offers nearly 2,400 square feet of thoughtfully designed living space. The open-concept floor plan seamlessly connects the spacious living, dining, and kitchen areas, creating the perfect setting for everyday living and entertaining. The private owner's suite features a walk-in closet and en-suite bath, while three additional bedrooms and two full baths provide plenty of room for family, guests, or a home office. Situated on a generous quarter-acre homesite, you'll enjoy ample outdoor space and the benefits of newer construction without the wait. Conveniently located near Amelia Island beaches, historic downtown Fernandina Beach, shopping, dining, and top-rated schools.

85467 Stonehurst Parkway, Fernandina Beach
$417,900
4 Beds ⋅ 3 Baths ⋅ 2144661 MLS
95220 Terri's Way offers the perfect blend of modern comfort and everyday functionality in the growing community of Concourse Crossing. This well-maintained 4-bedroom, 3-bath home features a spacious open layout with plenty of room to gather, entertain, or simply spread out and enjoy. Inside, you'll find clean finishes, great natural light, and a dedicated office space that works perfectly for remote work, homework, or a quiet flex room. The kitchen opens seamlessly to the main living area, creating an easy flow for everyday living. Step outside to a covered and screened back porch overlooking a large backyard with plenty of space to add a pool, create an outdoor entertaining area, or simply enjoy the Florida weather year-round. Additional features include a full appliance package including refrigerator, blinds already installed, and gutters already in place--making the home truly move-in ready. Seller is also offering home as a rental. Located in peaceful Concourse Crossing.

95220 Terri's Way, Fernandina Beach
$450,000
4 Beds ⋅ 3 Baths ⋅ 2119171 MLS
Welcome to Fernandina Beach - Amelia Walk! Check out this bright and beautiful 4 bed/3 FULL bath 2022 build - Move in ready, single story home featuring 3 car garage. Upon entry, you're welcomed into the seamless floor plan with combined kitchen and living + designated dining space. The kitchen includes tasteful grey cabinetry with crown molding & a useful interior island with additional storage space. Sparkling white countertops overlook the living room and screened patio via the breakfast bar. The patio offers views of the peaceful preserve including a spacious backyard ideal for your 4 legged friends. Inside you'll find your primary bedroom thoughtfully split for ultimate privacy. Bed 2 includes a full en suite bath ideal for guests, plus beds 3 & 4 share a 3rd full bath! Wood look tile and brand new carpet flow throughout the home. Don't miss out on the top notch amenities including the clubhouse, community pool, fitness classes, children's park + more

84927 Fall River Parkway, Fernandina Beach
$439,900
3 Beds ⋅ 2 Baths ⋅ 2115892 MLS
Welcome to 96169 Long Beach Drive, an immaculately maintained home in the sought-after North Hampton golf course community of Fernandina Beach. The amenities are like no other for such a low cost ($1,230 semi-annually) & NO additional CDD fees. Amenities include, an 18-hole Arnold Palmer Signature golf course with a pro-shop, restaurant, clubhouse, a junior Olympic swimming pool, and sports courts for tennis and basketball. Residents also have access to a playground, multi-purpose playing fields, walking trails, and a waterfront park on Lofton Creek with a kayak launch AND your internet and cable are included! This home truly shines with thoughtful updates and meticulous care. Major improvements include a new roof (2021), new HVAC (2021), new kitchen appliances (2021), granite countertops, backsplash, and sink (2020), fresh interior paint (2023) designer master closet system (2020), leaders and gutters (2020), lanai pavers and screening (2022), new washer/dryer (2024), and a security camera system (2025)all included in the sale. The home's interior is warm and inviting, with an open layout perfect for entertaining and relaxing alike. Enjoy peaceful evenings on the screened lanai overlooking beautifully maintained landscaping in one of Fernandina Beach's most desirable communities. Move-in ready and VERY well keptthis home offers the perfect blend of comfort, style, and resort-inspired living.

96169 Long Beach Drive, Fernandina Beach
$410,500
2 Beds ⋅ 2 Baths ⋅ 2072116 MLS
Charming coastal home located in the serene community of Fernandina Beach. This beautifully maintained property offers an open floor plan with abundant natural light, highlighting the spacious living areas. The modern kitchen is equipped with stainless steel appliances, and a fireplace located in the living area to enjoy. Conveniently situated near local amenities, shopping, and the stunning beaches of Amelia Island, this home provides a wonderful lifestyle opportunity.

4734 Gulf Stream Court, Fernandina Beach
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