Fernandina Beach Real Estate | Fernandina Beach Properties between $400,000 and $450,000 for Sale

Incredible investment opportunity just blocks away from the oceanfront. Buyer to perform all due diligence. Call co listing agent Adam Hoffmann for more information

5424 Ervin Street, Fernandina Beach

$400,000

4 Beds ⋅ 2 Baths ⋅ 2156565 MLS

Coming Soon listing, no showings. Enjoy peaceful pond views from this beautifully maintained 4-bedroom, 2-bath home in the desirable Timberlake community of Fernandina Beach. Built in 2017, this move-in-ready home offers 1,856 square feet of thoughtfully designed living space with an open-concept floor plan perfect for everyday living and entertaining. The spacious kitchen features stainless steel appliances, ample cabinetry, and generous counter space. It overlooks the dining and living areas, creating the perfect space to gather with family and friends. A split-bedroom floor plan provides privacy for the owner's suite, complete with a walk-in closet and en-suite bath. Step outside to the screened lanai and take in the serene pond views. The fully fenced backyard offers plenty of space for pets, play, gardening, or entertaining while enjoying the peaceful waterfront setting. Residents of the Timberlake community enjoy a convenient location just minutes from historic downtown Fernandina Beach, Amelia Island's beautiful beaches, shopping, dining, top-rated Nassau County schools, and Kings Bay Naval Submarine Base. Whether you're looking for a primary residence or your next Florida home, this property offers the perfect blend of comfort, convenience, and outdoor living.

95183 Timberlake Drive, Fernandina Beach

$430,000

4 Beds ⋅ 3 Baths ⋅ 2155631 MLS

Perfectly positioned on a massive corner lot in the highly desirable Amelia Concourse community, this beautifully maintained 4-bedroom, 2.5-bath home offers the ideal combination of space, comfort, and outdoor living. Situated on a massive corner lot with a fully fenced backyard, this home offers the perfect combination of spacious indoor living and outdoor enjoyment. Step inside to an inviting open-concept floor plan featuring tile flooring throughout the main living areas and abundant natural light. The kitchen is designed for both everyday living and entertaining, complete with granite countertops, custom cabinetry, stainless steel appliances, a center island with bar seating, and seamless views into the dining area and spacious family room. Upstairs, a versatile loft serves as the perfect second living area, media room, playroom, or man cave. The private primary suite offers plenty of room to unwind, featuring a spacious ensuite with dual vanities, a relaxing garden tub, separate walk-in shower, and an oversized walk-in closet. Three additional guest bedrooms and a full bath provide ample space for family and guests, while plush carpeting adds warmth throughout the second floor. Enjoy Florida living year-round from the covered, screened lanai overlooking the expansive fenced backyard, which offers plenty of room to play, entertain, or even add a future pool. Amelia Concourse residents enjoy outstanding amenities including a resort-style pool, splash pad, clubhouse, and playground, all while being just minutes from shopping, restaurants, everyday conveniences, and a short drive to the beautiful beaches of Amelia Island.

95237 Periwinkle Place, Fernandina Beach

$429,990

3 Beds ⋅ 2 Baths ⋅ 2153880 MLS

This beautifully renovated 3 bed, 2 bath home has been redone from top to bottom! Located in the heart of Fernandina Beach, just minutes from historic downtown, it features new flooring, fresh paint, a new kitchen with cabinets, countertops, and stainless steel appliances, plus completely updated bathrooms. Major updates include a new roof (2026), new A/C (2026), and new vinyl fencing. Relax on the charming front porch and enjoy move-in-ready living in a great location.

824 S 10th Street, Fernandina Beach

$429,900

3 Beds ⋅ 2 Baths ⋅ 2153823 MLS

Experience the perfect blend of coastal living and everyday convenience in this beautifully maintained 3-bedroom, 2-bath home built in 2017. Offering 1,804 square feet of thoughtfully designed living space, this home features a spacious gathering room that's perfect for entertaining or relaxing with family. The kitchen is equipped with sleek stainless steel appliances, while the screened-in porch provides a peaceful place to enjoy your morning coffee or unwind in the evening. A full security system offers added peace of mind. Ideally located near Amelia Island, you'll enjoy quick access to pristine beaches, shopping, dining, and the charm of historic downtown Fernandina Beach. Whether you're looking for a primary residence or a coastal retreat, this home offers comfort, style, and an unbeatable location.

94016 Woodbrier Circle, Fernandina Beach

$429,000

4 Beds ⋅ 3 Baths ⋅ 2153629 MLS

BETTER THAN NEW. NO CDD FEES. DESIGNER UPGRADES THROUGHOUT. This upgraded San Marco plan in Concourse Crossing showcases exceptional attention to detail with designer-level finishes that elevate it far beyond standard builder-grade. A welcoming covered front porch opens into a light-filled, open-concept living space where luxury vinyl plank flooring, custom Roman shades, and a cozy electric fireplace create a warm and inviting atmosphere. The timeless kitchen is both elegant and functional, featuring a generous island, classic subway tile backsplash, quartz countertops, stainless steel appliances, and abundant prep space for everyday living and entertaining. The main-level laundry room and mudroom with a custom drop zone keep daily routines effortless, while the private primary suite offers a peaceful retreat with dual vanities, a walk-in shower, and a spacious walk-in closet. Upstairs, a versatile loft provides flexible living space perfect for a media room, playroom, or second living area, along with three additional bedrooms and a full bath to comfortably accommodate family, guests, or changing needs. One bedroom has been thoughtfully designed as a stylish home office, complete with custom built-ins and designer sconce lighting. Outdoor living is equally impressive with a covered lanai overlooking the spacious fenced backyard ideal for entertaining, relaxing, kids, or pets. The garage has also been upgraded with durable Shark Coating epoxy floors and custom storage shelving, offering both style and functionality. Ideally located in Fernandina Beach, just minutes from Amelia Island, beautiful beaches, shopping, dining, healthcare, and everyday conveniences, and zoned for A-rated Nassau County schools.

95057 Terri's Way, Fernandina Beach

$444,900

3 Beds ⋅ 3 Baths ⋅ 2151673 MLS

This beautifully maintained home in a gated and gas community in Fernandina Beach offers the perfect blend of modern luxury, low-maintenance living, and unbeatable location--complete with Yard Maintenance included in the monthly HOA fee. Featuring not one, but TWO OWNER'S SUITES with private ensuite bathrooms. This thoughtfully designed residence is ideal for multi-generational living, guests, or ultimate privacy and comfort. This open concept floor plan filled with natural light, stylish modern fixtures and high ceilings adds a special touch to this home. This Chef's kitchen is equipped with contemporary cabinetry, stainless steel appliances, a large kitchen island with ample granite counter space, flowing seamlessly into the dining and living areas. Beautiful Tile plank flooring throughout with brand new carpet in bedrooms. Enjoy your screened in Lania overlooking the lovely fenced in yard. The owners have recently added many upgrades such as a new Washer and Dryer and Refrigerator. The entire home including the garage and closets has been newly painted. New ceiling fans throughout the home with updated shower fixtures. All new window coverings throughout the home convey as well as the new security system. New overhead storage and wall racks come with the home. This home is waiting for you.

83796 Nether Street, Fernandina Beach

$450,000

4 Beds ⋅ 2 Baths ⋅ 2151117 MLS

Motivated Sellers! Unlock the potential of this spacious POOL HOME just 7 miles from the beach! One of the LOWEST PRICED POOL HOMES IN THE COUNTY! Whether you're looking for your next investment, a renovation project, or a property with endless possibilities, this home is full of opportunity and comes w/ a 1 Year Home Warranty! Situated on nearly a quarter-acre lot, the backyard is the standout feature w/ a sparkling pool, extended screened lanai & fully fenced yard - an incredible space that adds lasting value. Inside, the flexible floor plan offers a formal dining room, dedicated office (or potential 5th bedroom), custom built-ins, and a cozy fireplace. Recent improvements include NEW kitchen appliances, NEW interior paint, NEW windows, NEW water heater, NEW flooring in the primary bath, and a 2019 roof. With great bones, desirable features, and a prime location in Flora Parke with LOW HOA and NO CDD fees, this property is ready for your vision and offers exceptional upside potential Located just minutes from Amelia Island's beaches, top-rated "A" schools, shopping, and some of Nassau County's favorite restaurants, this home truly offers the best of location and lifestyle. Pool homes at this price do not come around often, so schedule your viewing TODAY before this gem is SOLD TOMORROW!

23954 Flora Parke Boulevard, Fernandina Beach

$436,997

4 Beds ⋅ 3 Baths ⋅ 2150879 MLS

Up to 15k CC for any deal using our preferred lender. Special Financing Incentives. Up to 10k closings cost on cash deals! The thoughtfully designed Slate floor plan opens with two bedrooms flanking a bath. Further down the foyer, you'll find an open layout with a dining nook, a great room with access to the covered patio, and a kitchen with a center island. The primary suite is adjacent and offers a generous walk-in closet and a private bath with a shower and a separate soaking tub. A fourth bedroom and a laundry complete the home! 3 car garage. Sample photos, actual homes as constructed may not contain the features and layouts depicted and may vary from image(s). *Financing subject to change without notice.

96038 College Parkway, Fernandina Beach

$426,997

3 Beds ⋅ 2 Baths ⋅ 2150865 MLS

Up to 15k CC for any deal using our preferred lender. Special Financing Incentives. Up to 10k closings cost on cash deals! The thoughtfully designed Agate plan offers an open layout with a well-appointed kitchen--featuring a center island and pantry--overlooking a spacious great room and dining area with patio access. A secluded primary suite boasts expansive walk-in closet and a private bath. Features a flex room. 3 car garage! Sample photos, actual homes as constructed may not contain the features and layouts depicted and may vary from image(s). *Financing subject to change without notice.

96030 College Parkway, Fernandina Beach

$438,997

4 Beds ⋅ 3 Baths ⋅ 2150731 MLS

Up to 15k CC for any deal using our preferred lender. Special Financing Incentives. Up to 10k closings cost on cash deals! The thoughtfully designed Agate plan offers an open layout with a well-appointed kitchen--featuring a center island and pantry--overlooking a spacious great room and dining area with patio access. A secluded primary suite boasts expansive walk-in closet and a private bath. Features a 4th bedroom and 3rd bathroom. 3 car garage and covered patio. Sample photos, actual homes as constructed may not contain the features and layouts depicted and may vary from image(s). *Financing subject to change without notice.

96057 College Parkway, Fernandina Beach

$434,997

3 Beds ⋅ 2 Baths ⋅ 2150723 MLS

Up to 15k CC for any deal using our preferred lender. Special Financing Incentives. Up to 10k closings cost on cash deals! The thoughtfully designed Agate plan offers an open layout with a well-appointed kitchen--featuring a center island and pantry--overlooking a spacious great room and dining area with patio access. A secluded primary suite boasts expansive walk-in closet and a private bath. Features a flex room and 3 car garage. Sample photos, actual homes as constructed may not contain the features and layouts depicted and may vary from image(s). *Financing subject to change without notice.

96070 College Parkway, Fernandina Beach

$449,900

3 Beds ⋅ 2 Baths ⋅ 2148898 MLS

Completely remodeled from the ground up in 2026, this beautifully reimagined home blends modern finishes with established neighborhood charm. Originally built in 1962, the renovation added a spacious owner's suite, bringing the heated living area to approximately 1,275 square feet. Stylish finishes and quality craftsmanship give this move-in-ready home the feel of new construction. Enjoy the covered rear porch overlooking a large, tree-shaded backyard--perfect for relaxing or entertaining. Fresh landscaping enhances the home's curb appeal. Conveniently located near historic downtown Fernandina Beach, shopping, restaurants, parks, and the beaches of Amelia Island, this virtually new home offers a rare opportunity in an established neighborhood.

552 Sunset Road, Fernandina Beach

$429,000

3 Beds ⋅ 2 Baths ⋅ 2146550 MLS

Designed to fit today's lifestyle, this never-lived-in Captiva floor plan offers the perfect blend of comfort, style, and functionality. Situated on a peaceful cul-de-sac with no homes directly in front and located near the community walking trail, this thoughtfully upgraded home backs to a serene preserve view for added privacy and tranquility. A charming front porch welcomes you into a spacious foyer filled with abundant natural light. The open-concept living area is anchored by a chef's kitchen featuring quartz countertops, a large center island, 42-inch upper cabinets, corner pantry, and upgraded finishes throughout... perfect for entertaining or everyday living. The kitchen overlooks the dining area and spacious great room with access to the large screened-in covered porch, creating seamless indoor-outdoor living. The private owner's suite is a true retreat with elegant tray ceilings, a spacious walk-in closet, and a luxurious en-suite bath complete with a soaking tub, dual vanities, and separate shower. Additional highlights include a flexible bonus/flex space between the secondary bedrooms, generous laundry room with upper cabinets and utility sink, numerous builder upgrades throughout, and peaceful preserve setting with relaxing views. Conveniently located approximately 15 minutes from Amelia Island's beautiful beaches and close to shopping, dining, Jacksonville International Airport, and Kings Bay Naval Base. Buyers' plans changed, creating a rare opportunity to own a beautifully upgraded, move-in-ready home without the wait of new construction.

96645 Stillpoint Way, Fernandina Beach

$419,000

3 Beds ⋅ 2 Baths ⋅ 2145394 MLS

BACK ON MARKET, NO FAULT OF SELLERS! LIKE NEW HOME AND NO CDD. Come tour this beautiful and meticulously maintained home in Fernandina Beach. PRIDE OF OWNERSHIP shows as soon as you step in the front door. NO CARPET! Enjoy the open floor plan and enclosed Florida Room (additional 220sf) that gives you extra space for entertaining family during the holidays. EXTRAS: Coffered Ceiling in the main living area, large island in kitchen with Quartz Countertops, built in seat in breakfast nook for extra storage, bay windows in Owners suite, and so much more thoughtful additions that is a must see. Harbor Concourse is a small community with a Park like gathering area for community events and play area for the little ones. Close to shopping, dining and the beautiful beaches of Amelia Island and Historic Downtown. Don't miss the opportunity to see this one.

97280 Harbor Concourse Circle, Fernandina Beach

$429,900

4 Beds ⋅ 3 Baths ⋅ 2144661 MLS

95220 Terri's Way offers the perfect blend of modern comfort and everyday functionality in the growing community of Concourse Crossing. This well-maintained 4-bedroom, 3-bath home features a spacious open layout with plenty of room to gather, entertain, or simply spread out and enjoy. Inside, you'll find clean finishes, great natural light, and a dedicated office space that works perfectly for remote work, homework, or a quiet flex room. The kitchen opens seamlessly to the main living area, creating an easy flow for everyday living. Step outside to a covered and screened back porch overlooking a large backyard with plenty of space to add a pool, create an outdoor entertaining area, or simply enjoy the Florida weather year-round. Additional features include a full appliance package including refrigerator, blinds already installed, and gutters already in place--making the home truly move-in ready. Seller is also offering home as a rental. Located in peaceful Concourse Crossing.

95220 Terri's Way, Fernandina Beach

$437,997

3 Beds ⋅ 2 Baths ⋅ 2144572 MLS

Up to 15k CC for any deal using our preferred lender. Special Financing Incentives. Up to 10k closings cost on cash deals! Discover this exceptional Agate home. Included features: an inviting covered entry; a thoughtfully designed kitchen offering a roomy pantry, gray cabinets, a center island and an adjacent dining area; a generous great room; a convenient laundry; an impressive primary suite showcasing a large walk-in closet and a private bath; a flex room and a covered patio. 3 car garage! Sample photos, actual homes as constructed may not contain the features and layouts depicted and may vary from image(s).

95993 College Parkway, Fernandina Beach

$405,000

3 Beds ⋅ 2 Baths ⋅ 2144240 MLS

Welcome to 95161 Lock St in Concourse Crossing - a beautifully maintained 2024-built home situated on one of the largest lots in the community at .32 acres! Backing to a preserve for added privacy, this property offers the perfect combination of newer construction, upgrades, and outdoor space that's hard to find. Located in the smaller, phase 2 section of Concourse Crossing, this area features all single-family homes and a charming green space nearby perfect for kids or dogs to play. Enjoy the benefits of NO CDD fees and a low annual HOA while still being conveniently located near shopping, dining, and everyday conveniences. This one-owner home features 3 bedrooms PLUS AN OFFICE with thoughtful upgrades already completed after closing, saving the next owner time and expense. Interior features include luxury vinyl plank flooring throughout with absolutely no carpet, custom barn doors on the office, upgraded kitchen faucet, kitchen cabinet hardware, and a brand-new dishwasher. The open layout feels bright and welcoming, while the cute front porch adds to the home's curb appeal and charm. Step outside and enjoy the fully fenced backyard overlooking the preserve, screened lanai, gutters, security cameras, and plenty of room to relax or entertain. The garage has also been upgraded with durable epoxy floors, and a glass storm door adds additional natural light and style to the entryway. Why wait to build when this nearly new home already has the upgrades done for you? Schedule your showing today!

95161 Lock Street, Fernandina Beach

$450,000

2 Beds ⋅ 2 Baths ⋅ 2139019 MLS

Meticulously reimagined from the studs up, this 2-bedroom Beachwood villa offers a ''new construction'' experience within the prestigious, gated Amelia Island Plantation. Whether you are seeking a sophisticated primary residence, a serene vacation home, or a lucrative short-term rental property, every detail has been expertly rebuilt with modern sophistication--featuring a brand-new HVAC system, custom cabinetry, and a chef's kitchen equipped with all-new appliances. The open-concept layout is flooded with natural light and offers the convenience of elevator access directly to your floor. Every bathroom has been transformed with high-end designer finishes, creating a turnkey retreat ready for immediate enjoyment. Owners and guests enjoy exclusive access to three private Beachwood pools, the scenic River-to-Sea Trail, and is directly across from a beach access which isperfect for exploring 13 miles of pristine beaches. The lifestyle is unparalleled, with the Village Shops just a short away--offering 11 diverse dining venues, a nature center, and luxury boutique shopping. This residence provides the security of a premier resort community while remaining just minutes from the vibrant charm of historic downtown Fernandina Beach.

2109 Beachwood Road, Fernandina Beach

$409,990

4 Beds ⋅ 3 Baths ⋅ 2138778 MLS

Just like brand new! Only 2 years old. A Rare opportunity to own one of the most sought-after floor plans in the community, offering over 2,400 sq ft of well-designed living space. This 4-bedroom, 3-bath home features a spacious bedroom/bath and convenient laundry room on the main level, with three additional bedrooms and a versatile loft upstairs--perfect for a home office, playroom, or media space. The open-concept layout showcases modern finishes throughout, creating a bright and inviting atmosphere ideal for everyday living and entertaining. Ceiling fans are already installed in the bedrooms for added comfort. Ideally located just minutes from top-rated restaurants, the beach, and historic downtown Fernandina, this home combines comfort, functionality, and location. A rare find you don't want to miss!

95238 Katherine Street, Fernandina Beach

$428,000

3 Beds ⋅ 3 Baths ⋅ 2133831 MLS

Experience the coastal lifestyle in this immaculately maintained ''like new'' home, used only as a second home. No CDD Fees. Ideally located just minutes from Fernandina Beach and Amelia Island, this 3BR/2.5BA home offers 1,843 sq ft with a bright open floor plan designed for easy living and entertaining. Enjoy a spacious primary suite with a soaking tub, walk-in closets in every bedroom, a chef's kitchen, and a wood-burning fireplace. Relax on the screened porch overlooking a fully fenced backyard with peaceful preserve views and an additional patio perfect for grilling after a day at the beach, marina, golf course, or fishing. Convenient to parks, boating, historic downtown, recreational sports, Jacksonville International Airport & luxury coastal amenities, this move-in-ready home is ideal as a primary residence or second home. Two-car garage, tons of builder upgrades, neighborhood playground, A-rated schools,Furniture negotiable. Lifestyle photos of nearby sites

97150 Harbor Concourse Circle, Fernandina Beach

$439,000

3 Beds ⋅ 2 Baths ⋅ 2132357 MLS

NO CDD FEES + PRICE ADJUSTMENT = EXTRAORDINARY VALUE. Come see this immaculate home in person, it's even more beautiful than the pictures! This home has a 4th room that can be a bedroom or office. North Hampton has a wonderful amenity center including an 18-hole golf course, playground, restaurant, and kayak launch into Lofton Creek. This home is one of the lowest priced homes per-square-foot in North Hampton! You'll love get-togethers here with beautiful QUARTZ countertops in the kitchen, NEW dishwasher, a large refrigerator and farmhouse sink. The garage has an E-charger for an electric vehicle, there's a water softener, and even an under-sink water osmosis system ensuring great-tasting water. Broadband Internet + Cable included.

96177 Long Beach Drive, Fernandina Beach

$439,900

3 Beds ⋅ 2 Baths ⋅ 2115892 MLS

Welcome to 96169 Long Beach Drive, an immaculately maintained home in the sought-after North Hampton golf course community of Fernandina Beach. The amenities are like no other for such a low cost ($1,230 semi-annually) & NO additional CDD fees. Amenities include, an 18-hole Arnold Palmer Signature golf course with a pro-shop, restaurant, clubhouse, a junior Olympic swimming pool, and sports courts for tennis and basketball. Residents also have access to a playground, multi-purpose playing fields, walking trails, and a waterfront park on Lofton Creek with a kayak launch AND your internet and cable are included! This home truly shines with thoughtful updates and meticulous care. Major improvements include a new roof (2021), new HVAC (2021), new kitchen appliances (2021), granite countertops, backsplash, and sink (2020), fresh interior paint (2023) designer master closet system (2020), leaders and gutters (2020), lanai pavers and screening (2022), new washer/dryer (2024), and a security camera system (2025)all included in the sale. The home's interior is warm and inviting, with an open layout perfect for entertaining and relaxing alike. Enjoy peaceful evenings on the screened lanai overlooking beautifully maintained landscaping in one of Fernandina Beach's most desirable communities. Move-in ready and VERY well keptthis home offers the perfect blend of comfort, style, and resort-inspired living.

96169 Long Beach Drive, Fernandina Beach

$439,500

3 Beds ⋅ 2 Baths ⋅ 2101455 MLS

Welcome to this fabulous, fully renovated move-in ready 3-bedroom, 2-bath ranch home nestled on a large .30-acre lot in highly sought-after Fernandina Beach. Step inside to a bright open kitchen-living concept that's ideal for today's indoor/outdoor Florida lifestyle. The dream kitchen features an island that is a true centerpiece with beautiful Quartz countertops. This is perfect for casual dining or gathering with friends. The kitchen has a spacious pantry, great counter workspace, and abundant cabinet storage for every kitchen gadget imaginable. From the kitchen, take your party or quiet meal to the screened lanai to dine al fresco. The entire home boasts beautiful hardwood flooring, with stylish tile in the bathrooms and laundry room. Fresh interior paint gives the home a clean, updated feel throughout. The extra-large primary suite is a wow factor! Complete with double door entry, a luxurious en suite bathroom features a sleek stand-alone tub, double vanity, modern glass-enclosed shower with high-end finishes, and thoughtful updates. This home has a fully fenced backyard for privacy, great for kids and dog lovers. It has plenty of room for a pool and expanding your garden oasis for relaxing or entertaining. Situated in a prime location, this home offers the best of coastal living just minutes from the beach, shopping, and dining. Make this beauty your new home!

96014 Inlet Cove Court, Fernandina Beach

$410,500

2 Beds ⋅ 2 Baths ⋅ 2072116 MLS

Charming coastal home located in the serene community of Fernandina Beach. This beautifully maintained property offers an open floor plan with abundant natural light, highlighting the spacious living areas. The modern kitchen is equipped with stainless steel appliances, and a fireplace located in the living area to enjoy. Conveniently situated near local amenities, shopping, and the stunning beaches of Amelia Island, this home provides a wonderful lifestyle opportunity.

4734 Gulf Stream Court, Fernandina Beach

Fernandina Beach Properties between $400,000 and $450,000 for Sale

Newest Fernandina Beach Properties between $400,000 and $450,000 for Sale